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They make you jump through too much red tape

The speaker was referring to insurance companies.  This is a nice mix of “jump through hoops” (to complete or face many challenges to achieve something) and “red tape” (bureaucratic rules that are overly strict or tedious).  Both expressions refer to a series of challenges or events, contributing to the confusion.  “Cutting through red tape” is what the speaker really wants.  A big thanks to John Kooser for uttering this one and sending it in.

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